Contact Information
Company Information
Industry
financial services
Professional Summary
Theo Ramalho serves as COO at UME. UME operates in the financial services sector with approximately 320.0 employees. The company is headquartered in Sao Paulo, State of Sao Paulo. UME generates annual revenue of 4500000.0. To date, UME has raised 45000000.0 in total funding, with the most recent round being Series A.
Industry & Role Insights
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MessageCEO tracks 11,960 executives in the financial services sector.
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We have verified contacts for 2 executives at UME.
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3,750 executive contacts are available in State of Sao Paulo.
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Our database includes 201,469 c suite-level executives.
Technologies
Cloudflare DNS
Gmail
Google Apps
Amazon AWS
CloudFlare Hosting
WordPress.org
Mobile Friendly
Wordpress.com
Keywords
crediario
modelo de credito
credito
behavior score
crediario proprio
crediario terceirizado
consumer credit
buy now pay later
bnpl
credit solutions
flexible payments
pix parcelado
personal loans
super compra
retail partnerships
financial inclusion
ai-driven credit
mobile app
user-friendly
transparent terms
installment payments
accessible credit
financial technology
brazilian market
credit limit
partner stores
seamless transactions
customer-centric
inclusive finance
digital payments
risk assessment
debt recovery
retail growth
credit accessibility
innovative payment solutions
customer experience
finance technology
information technology & services
financial services
Related Executives
Outreach Guidance — financial services Sector
Financial services executives like Theo Ramalho prioritize security, compliance (SOC 2, SOX), and integration with existing systems. Reference industry-specific regulatory requirements and provide case studies from peer institutions.
Theo Ramalho's Position in the MessageCEO Database
- •Theo Ramalho is 1 of 2 verified executive contacts we track at UME.
- •11,735 verified executive contacts in financial services are in the MessageCEO database.
- •3,723 verified executive contacts in State of Sao Paulo are in the database.
- •60 verified contacts work at financial services companies in the 320.0 employee range (same size as UME).
Executive contact data compiled from public business filings, LinkedIn public profiles, company press materials, and verified outbound email testing. We do not publish personal addresses or sensitive identifiers. Methodology & sources · Removal requests handled at /remove-info · Updated July 2026.
Frequently Asked Questions
How do I reach Theo Ramalho directly?
Theo Ramalho's verified email address is available to MessageCEO Pro subscribers. They currently serve as COO at UME. Access direct contact info to skip gatekeepers and reach the decision maker.
What company does Theo Ramalho work for?
Theo Ramalho is COO at UME, a company in the financial services sector with 320.0 employees. The company is based in Sao Paulo, State of Sao Paulo.
Can I pitch or sell to Theo Ramalho?
As COO at UME, Theo Ramalho is a key decision-maker in the financial services sector. MessageCEO Pro gives you verified email to reach Theo Ramalho directly — ideal for B2B sales, partnerships, and executive recruiting.
What industry is Theo Ramalho in?
Theo Ramalho works in the financial services industry as COO at UME. MessageCEO provides verified contact information for executives across all major industries.
Is Theo Ramalho's contact information verified?
Yes. MessageCEO verifies executive contact information through multiple data sources and regular validation checks. Theo Ramalho's profile is kept up-to-date with the latest available information.
Last updated: July 21, 2026
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